We can’t express how happy we were with the help we received from our loan advisor, John Lacy. We were going for a home equity loan to clear up some debts and do some home improvements. I didn’t think that I was qualified for a VA loan but I casually mentioned that I had served 6 years in the National Guard and John picked right up on it and assured me that I was. So in the end we did a VA refinance and are able to pay off our debts, have money for our home improvements and money in the bank. John did all the leg work, was very professional and was a pleasure to work with.