If you want a seamless purchase or refinance, work with Patrick Lane. We were so impressed with his response time, professionalism, and friendly attitude. I felt like we became friends during the process. He explains everything to you up front so there are no surprises at the end. He never seemed too busy to work with us or answer our questions and I would not hesitate to use him again for any future funding needs. Thanks, Patrick……You’re the BEST!!!!!