Patrick Lane has done a wonderful job since he 1st called me and showed me how my wife and I could pay off credit cards and reduce our mortgage to a 10 year term. He is extremely calm and very easy to work with. Patrick has a great personality and is very responsive. We found an error with an account and Patrick immediately took care of it. I have recommended Patrick to my daughter and her husband and requested his cards to hand out. Was a fantastic experience and we close tomorrow morning. Call Patrick, you will be happy you did.