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Buying a home can be fun and exciting but can also come with some stress if you are not properly prepared. Here are five steps to best prepare yourself for buying your new home!

Twenty years ago, I was blessed with the opportunity to start my career in mortgage banking industry.  When first hired as a Licensed Loan Advisor, I was given the opportunity to spend all day, every day, talking to customers about their short and long-term financial objectives and I was responsible for recommending customized loan options that changed lives. 

What kind of financial goals have you set for yourself? Saving for retirement? Paying off a car? Maybe just padding your savings account? Financial goals help lead to better financial health, which means breathing a little easier and dealing with less money-related stress.

Education:  It’s the best way any potential borrower can help themselves before either purchasing or refinancing a home. One of the main areas where people are not fully educated is in regard to the advertisements that they see, hear, or read. The million dollar question you may ask yourself is, “Are these ads legit or are they just pulling my leg?”