Talking About Home Refinance Loans?
“My husband and I have been talking about talking about getting our home refinanced…but all we do is talk about discussing it…we never really talk about it,” so said Linda when she called us to talk about it. “Does that make any sense?”
What? Me Worry?
I’m going to tell you a secret. People worry. Nah, that’s not the secret; everybody knows that people worry. We worry about the economy, health, jobs, kids, money…the list goes on and on and on. Sometimes we even worry about worrying too much!
Go Forth After the Fourth
The long July 4th weekend is over. Most of us ooh’d and aah’d at the fireworks until we were hoarse, ate too much, sunned too long and partied too hard. It was a great time!
Two Ears…One Mouth
Every person in the Royal United Mortgage LLC family had to pass an important biology test before they became a full-fledged member. They were allowed to use reference guides, calculators, pen and paper, fingers and toes, or any other study aid they needed.
So Why Not Me?
“I don’t mind that they got themselves a new pool and claim they don’t have any debt; but walking around with smug looks on their faces all the time is kind of annoying! I’m not a jealous person but why not me?”
The Butcher, Baker and Mortgage-Maker
After refinancing Teresa’s home she told her Loan Advisor, “I have to admit I was a little nervous about calling you. It’s been 12 years since we bought our home and what little I remember about mortgages would fit under a fingernail. I was intimidated because I thought I wouldn’t understand!”
Things That Don’t Make Sense
There are some things in our lives that we just accept as the way things are – but if we thought about them they wouldn’t make any sense. Here are some examples…
Low Rates, Common Sense and Savings
One of our wonderful customers, Steve Skeptic, told our loan advisor, “A friend said I should call you but I know our current mortgage rate isn’t high enough for me to consider refinancing. After all, we’re only talking about a 1% difference between what we have and what you are offering!”
Myth Busting Low Credit Scores
People think that a low credit score eliminates any possibility of obtaining a loan; blemishes on their record – high card balances, missed payments, disputed charges and negative comments – will forever deny them access to all financial options.
Toenails? Refinance?
Walter from Texas is one of the funniest customers we’ve ever had. In fact, he established new standards for what funny really means – and in the process he reminded us of why we are in this business.