The Whole Band Has To Play The Same Tune
Loan Advisors are the rock stars of the mortgage industry (and ours are going to take some ribbing when the other team members read this). They are the ones in front of the customer, they are the voice of the company, they set the expectations, and all the credit for a good performance usually goes to them.
At Any Age…Think About Retirement
“I want to talk about how the equity in my house can figure into my retirement plans,” Gina from Minnesota told us. “All that cash will just be sitting there and I should be able to make it work for me.”
Not knowing is worse than getting a “NO”
“We didn’t want to call because we knew what you were going to say,” is how Ray & Ana from Arizona opened the conversation with us. Their business had been hit hard by the last economic downturn and they had turned to credit cards to keep up with the bills.
It’s Always About People
In our efforts to communicate with you, we often pick a dry subject: the definition of a mortgage, the difference between a refinance and a new home loan, home-to-loan value, credit score, rates and a variety of other pertinent, albeit objective topics. All are important to be sure; you can’t have too much knowledge of something so important.
C’mon Spring…or Summer…or Fall
Let’s have a show of hands from all of the snow-belt people who are sick of shoveling white stuff. And how many of you are getting dizzy from watching the gas and electric meters spin like tops because the heat is running 24/7?
Do You Want Truth or the Facts?
Watching TV can make you crazy; this is especially true if you are thinking about getting a loan and you tune in to one of the business channels. For every “expert” who says this is a good time to buy a new home, refinance or use your home’s equity, another “expert” will chime in to disagree.
All-Star Cast
Have you ever watched a movie simply because it had a “big name” star in the lead role? Have you ever had that same movie turn out to be a real stinker because the director, writers or supporting cast members were untalented or downright incompetent? Sure you have.
Getting a Home Loan can be Sooo Boring!
Quite a title, yes? But please don’t misunderstand what we’re saying; the reason you need a loan – a new home, 2nd home, remodeling, repair, college or a skillion other reasons – is never boring. Depending on why you are calling us, it’s natural to feel edgy, concerned, apprehensive, excited and even emotional.
Would You Like Ham With Your Mortgage?
Most of us don’t mind taking a number when we’re at the deli counter but getting a mortgage would seem to warrant a little more personal attention. Yet more and more customers tell us that they received better service when they were ordering corned beef than they did from another lender. That’s amazing.
Pay Yourself or Pay Off the Credit Cards?
Cecil from Indiana called us with a question that many people have. He was an apartment dweller who wanted to buy his first home and he was saving up for a down payment. Unfortunately, as many people do, he had a large credit card balance that he was slowly paying down while at the same time he was trying to increase his savings account.