Credit – It Is That Important!
It’s March which means it’s time to celebrate something more than basketball and the changing of seasons. More importantly yet less commonly known, March is designated as National Credit Education Month. Do you know your 3 little numbers?
The True Cost of a Bad Mortgage Loan
When you are looking to refinance or purchase a new home, it is critically important that you take the time to understand every Loan Option available to you.
Gas Prices & Mortgage Savings
Last night I had to stop on my way home from work to fill up on gasoline in these sub-arctic temperatures we are experiencing in the Midwest. As I sprinted to and from my vehicle (to minimize my exposure to the bone chilling temperatures) I took comfort in the reduced gasoline prices our country is currently experiencing.
From All of Us
As the New Year looms ever closer, the whirlwind of energy and activity that started around Thanksgiving has grown exponentially and will continue to intensify until the ball drops and we say farewell to 2014.
Half a Mind
Denise opened the conversation with our Loan Advisor by stating emphatically, “I’ve half a mind to take a bulldozer to this place. We’ve lived in this house for 12 years, bought it as a ‘fixer upper, and all the ‘uppers’ still need to be fixed.”
Go Forth After the Fourth
The long July 4th weekend is over. Most of us ooh’d and aah’d at the fireworks until we were hoarse, ate too much, sunned too long and partied too hard. It was a great time!
So Why Not Me?
“I don’t mind that they got themselves a new pool and claim they don’t have any debt; but walking around with smug looks on their faces all the time is kind of annoying! I’m not a jealous person but why not me?”
Low Rates, Common Sense and Savings
One of our wonderful customers, Steve Skeptic, told our loan advisor, “A friend said I should call you but I know our current mortgage rate isn’t high enough for me to consider refinancing. After all, we’re only talking about a 1% difference between what we have and what you are offering!”
Myth Busting Low Credit Scores
People think that a low credit score eliminates any possibility of obtaining a loan; blemishes on their record – high card balances, missed payments, disputed charges and negative comments – will forever deny them access to all financial options.
Toenails? Refinance?
Walter from Texas is one of the funniest customers we’ve ever had. In fact, he established new standards for what funny really means – and in the process he reminded us of why we are in this business.