HAMP is designed specifically to help homeowners impacted by financial hardship. With HAMP, the loan is modified to make the monthly mortgage payment no more than 31% of the Borrower’s Gross (pre-tax) Monthly Income. If eligible, the modification permanently changes the original terms of the mortgage.
Today, the majority of refinances begin with advertisements of the lowest rates or lowest costs. Refinancing is a major decision which can not only accomplish your current goals but, if structured properly, can improve many areas of your life too.
VA guaranteed financing often offers veterans less stringent qualifying guidelines, 100% financing or refinancing, no PMI, and competitive interest rates.
Last night I had to stop on my way home from work to fill up on gasoline in these sub-arctic temperatures we are experiencing in the Midwest. As I sprinted to and from my vehicle (to minimize my exposure to the bone chilling temperatures) I took comfort in the reduced gasoline prices our country is currently experiencing.
Name: Cara Haynes. Position: Funder/ Client Services Manager. Length of service at Royal United Mortgage LLC: just over 3 years. Hobbies: painting wine bottles, reading, writing, spending time with my granddaughter… when time permits, but there doesn’t seem to be enough time.
The New Year is a time when folks tend to put extra effort into resolutions that concentrate on the year ahead. Maybe you’ve even been reading online reviews of the past year or predictions of the year ahead.
As the New Year looms ever closer, the whirlwind of energy and activity that started around Thanksgiving has grown exponentially and will continue to intensify until the ball drops and we say farewell to 2014.
At this time of year, many are last-minute shopping to get those perfect items for friends and family… but your wish list likely contains more practical things.
"We were prepared….we just weren’t prepared for you!” was the statement made by John Whipple from Gleaners Food Bank as Royal United Mortgage LLC broke Gleaners record today for pounds of food processed in 2 hours.
Ah, Thanksgiving. A time when we Americans gather to eat much, laugh loudly, reflect quietly, exercise little, and nap frequently. Conversation topics normally focus on the feast, family, friends, football and the weather forecast…and maybe a little random gossip.
