OMG!!! WORKING WITH ZACHARY DAVIS IS THE BEST! HE HAS BEEN SO KIND AND PATIENT WITH US. WHATEVER QUESTIONS WE HAVE HAD, NO MATTER HOW SMALL, HE HAS ANSWERED WITHOUT RESERVATION. WE FEEL SO TAKEN CARE OF BECAUSE OF HIM. CONGRATULATIONS TO ROYAL UNITED MORTGAGE FOR MAKING HIM A PART OF THE TEAM!!