It’s a big decision.
A mortgage is often a homeowner’s largest monthly expense, lasting for years. So it often causes stress during and after the loan application process. That’s why partnering with one of our Loan Advisors to take you through the process, from pre-approval to closing, is so vital to your financial and mental well-being.
When is a new mortgage right?
First-time homebuyer
Moving or relocating
Second home
Vacation home
Investment property
Rental property
What can you expect?
From consultation to closing, your personal Loan Advisor is there for you. It’s our way of reducing your stress and maximizing your happiness.
Getting Started.
We make a complicated process simple so a new mortgage isn’t one of the hundreds of things you have to worry about when moving.
Step 1: Understand your short and long term financial goals
Step 2: Review your free credit report and opportunities to improve your score
Step 3: Review income and asset documentation
Step 4: Issue a pre-approval letter
Step 5: Go shopping for a house!
Faster Is Better.
Our loans are processed in house so we can control as much as possible to get you closed on time!
Step 6: Sign the loan application electronically
Step 7: Sign a Home Purchase Agreement
Step 8: Schedule and complete home inspections and appraisal
Step 9: Complete initial underwriting
Step 10: Provide additional documents if needed by underwriting
Personal Solutions, Personally Delivered.
We live for this day, when you can confidently move forward in life.
Step 11: Loan approval and closing date scheduled
Step 12: Sign the closing paperwork at the title company
Step 13: Get the keys to your new home!
How we work.
We help folks like you, every day.
Mortgage Payment Calculator
Get a better idea of what your monthly mortgage payments could be. Be sure to share your results with one of our Loan Advisors before making a decision!